BUT... the one thing about that, I have been setting a video camera in front of my target, when shooting, so I have been able to monitor shot dispersion, and it's not like I shoot a tight 3 shot cluster then get fliers, which is what I'd be sure to suspect if it was the action/bedding.
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Nope that just isn't realistic when it comes to messed up bedding.
The dispersion can and usually will wander from shot to shot.
The fact that it's wandering horizontally is a glaring indicator that you have a bedding issue.
The groups would be giving you the same indicator if the groups were all vertical, but that could also be shooter error and butt placement on the shoulder..
If that were my rifle, I would be scraping about fifteen thou .015 off every contact surface.
Then apply some good release agent, such as Kiwi shoe polish or a Paste wax.
Then I would use a brush to coat the area you want to bed with bedding compound to skim coat it all, especially in the recoil lug area.
Torgue the action screws to their proper setting and let the compound cure for at least 24 hours.
Remove the action from the freshly cured bedding and clean off the release agent.
Put the action back into the bedded area and torque it down to the proper setting.
Then take it to the range and shoot it again, to see if it makes a difference.
I still say that load you've got there is just fine. There are other issues causing that dispersion.
While you have the action out of the stock, put the scope against your ear and give it some hard taps with your knuckle to pick up a rattle, if there is one.
Another thing you may want to do is clamp your barrel in a padded vice and while looking through the scope, tap it again to check if the reticle is moving. You can put a stick on dot on the wall, lined up with your cross hairs and if it moves at all, it will be noticeable.
Hold your eye back, until the view is just a small center in the ocular lens to alleviate parallax which will be present at such a close distance.
There is one other very doubtful possibility that I've seen happen once.
The shooter was completely wrapping her index finger around the trigger and using the mid joint pad to pull the trigger. This cause all sorts of horizontal movement while pulling the trigger and erratic let offs.
When she started using the pad on the tip of her index finger, the groups tightend up.
She had vertical as well as horizontal in her group and this made it tough to spot, until I actually saw her shoot.