Thoughts on shipping rifles and insurance

jimmyjazz

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Just a question, want others advice.

So I wanted to purchase a gun on EE and was paying full price when the seller says if I want insurance it's extra.
With the rate of $2.20 per $100 and the first $100 is included it's truly only $19.80 for $1000

Is it not the shippers responsibility to ensure package arrives as described?

JJ
 
it would be the company delivering the item. Hence why they charge insurance

if it's only $20 to the shipper, it's only $20 to the buyer. Buck up if you want insurance
 
It's like everything else.. insurance seems like a waste on money until you actually need it.

In the gun shipping game.. it's usually on the buyer if they want it. Same as the actual shipping charge.
 
Shipping should be the responsibility of the seller. If the item doesn't reach the destination the seller makes the claim ( he's the one that collects on the insurance). I know that the insurance can add up but again if the item doesn't arrive the seller is obligated to refund the buyer.
I never really understand when it is stated that if insurance is requested it is extra, the seller provides the item you'd think that he would want to be protected.
 
My take on this is that it's a negotiated thing.
If the buyer insists he is not paying for the insurance then it is up to you.
Accept no insurance, pay him for insurance or decline to buy.
There is no right or wrong; the buyer sets his terms and you accept or decline, after trying negotiation.
Me, I sell almost everything as 'shipped and insured to the Provinces'.
 
I never get insurance anymore.... My post office clerk (who is on great terms with me) says signature is the only option you need to ensure delivery.

He also claimed that the insurance claims almost never work out on used items.

It is hard to claim the value.

That said, when I sell if the buyer wants insurance, I charge them extra.
 
I'm of the opinion that the until the item reaches the buyer, it is the seller's responsibility. If seller is comfortable with risk of it getting lost or damaged that's fine, but that person had better be ready to provide a refund.
 
No payment will be made for any expense incurred by the sender or the addressee in submitting a claim for a payment. No interest is payable on any claim payment.
When no coverage was included or purchased and Canada Post is liable for the damage, the postage fee will be refunded. The value of the Item must be declared on the shipping documentation. All indemnity payments will be made to the sender of the Item. If a lost shipment is subsequently found after a claim has been paid, then the sender or the addressee may take delivery of the shipment, provided that Canada Post is repaid for the indemnity, and the shipment is picked up within three months from the date that Canada Post sends Notice that the shipment has been found.
12.1.5 BLANKET EXCLUSION FROM LIABILITY
No claim shall be paid for a shipment where:
a) Canada Post shall have no liability for loss or damage of a consequential, remote or indirect nature arising from, or in any way connected with Canada Post's failure to deliver or failure to deliver time-sensitive mailings on time. Such loss or damage shall expressly include, but shall not be limited to loss or damage arising from the mailing of tenders, proposals, court documents, or solicitations of any kind;
b) Canada Post shall have no liability for loss, delay or damage of Items mailed to destinations outside of Canada containing prescription or non-prescription drugs, or other Items that may be subject to export or import prohibition or restriction;
c) it is sent using a Canada Post service where coverage is neither included nor purchased;
d) in the case of Collect on Delivery (COD) shipments, the service was used for the collection of funds owed on a previous account;
e) a common carrier would have been exempt from legal liability;
f) the shipment was lost or damaged due to events not reasonably foreseeable or controllable;
g) the shipment was of a commercial nature and was not requested by the addressee;
h) the claim is a result of the Customer’s failure to comply with the requirements applicable to the service selected, including items that are oversize and/or not adequately packaged to ensure safe transit through our automated system;
i) the loss or damage was in respect of a shipment that contained an Item excluded from coverage;
j) the loss or damage was wholly or partially the fault of the sender;
k) the injury or damage was not a direct result of the loss, damage, delay, non-delivery or misdelivery of any mail;
l) the shipment was delivered without any complaint or evidence of loss or damage, or insufficient evidence of loss or damage was produced; or
m) the addressee or sender fails to co-operate with Canada Post’s investigation.
12.1.6 TIME TO SUBMIT CLAIMS FOR LOSS OR DAMAGE
A loss or damage claim must be submitted in writing within 90 calendar days of the shipping date for domestic shipments, or six months of the shipping date for international shipments.
Canada Post is not obligated to act on any claim until all applicable shipping charges have been paid. The first claim must be made under any insurance or other source for compensation obtained elsewhere. Canada Post is not liable to the insurer.
12.1.7 MAKING A CLAIM
To initiate a claim, the Customer must contact the Customer Relationship Network at 1-888-550-6333 or 1-800-267-1177 or by email by visiting canadapost.ca (see Contact Us).
The Customer must provide reasonable particulars in support of a claim, including the following documentation:
a) b) c)
d)
For claims Post.
proof of mailing showing coverage,
proof of postage and, if applicable, additional liability coverage obtained and paid,
proof of value (documentation acceptable to Canada Post showing proof of sender’s value, either the sender’s cost, retails cost, repair cost, depreciated value or replacement value as deemed appropriate by Canada Post);
any non-recoverable provincial sales tax.


Notwithstanding anything to the contrary and regardless of whether other Items were included in the shipment:
a) Canada Post shall have no liability for loss or damage of shipments containing:
• bank notes
• stocks
• bonds
• negotiable premium coupons, or other securities or other instruments, whether financial or legal, that are negotiable by the bearer, coupons (excluding gift certificates)
• lottery tickets
• trading stamps
• travellers’ cheques
• liquid and dry patient specimens including biological specimens
• cremated remains
• organs
• animals; or
any unacceptable Item as defined by the Non-Mailable Matter Regulations, as amended from time to time.
b) The maximum amount payable by Canada Post is:
i $500 for shipments containing:
• coins
• jewellery
• manufactured and non-manufactured precious stones and metals; or
• cancelled or uncancelled postage stamps.
ii $100 for shipments containing:
• gift certificates
• gift cards; or
• phone cards.
c) Canada Post shall have no liability for damage of shipments containing Fragile Items. Fragile Items include but are not limited to ceramic, glass, porcelain, mirrors, crystal, pottery, china, perishable items or items requiring refrigeration or temperature-controlled transportation.
d) Canada Post shall have no liability for damage of shipments containing Electronic Goods that are shipped in any packaging other than:
• the manufacturer's original packaging, which is undamaged and has retained its intended shape and strength;
• packaging that abides by Canada Post's packaging guidelines; or
• Canada Post's packaging for the shipment of electronics, including, but not limited to tablets and smartphones.
e) Canada Post shall have no liability for loss, delay or damage of Items mailed to destinations outside of Canada containing prescription or non-prescription drugs, or other Items which may be subject to export or import prohibition or restriction.
f) Canada Post shall not be held responsible by the Customer and the Customer waives all right of action against Canada Post for any loss or damage arising from, or in connection with, Canada Post’s acceptance of a monetary instrument for or on behalf of the customer that is for any reason dishonoured by the issuer thereof.









Looks to me that they have a lot of ways out of paying you..... Just saying.
 
Last edited:
Just a question, want others advice.

So I wanted to purchase a gun on EE and was paying full price when the seller says if I want insurance it's extra.
With the rate of $2.20 per $100 and the first $100 is included it's truly only $19.80 for $1000

Is it not the shippers responsibility to ensure package arrives as described?

JJ

He is giving you the option. Listed prices on the EE do not include shipping or insurance unless the ad says it does.
 
I'm of the opinion that the until the item reaches the buyer, it is the seller's responsibility. If seller is comfortable with risk of it getting lost or damaged that's fine, but that person had better be ready to provide a refund.

This has been my thoughts exactly, I always insure everything I ship.
From personal experience I have had enough damaged or lost parcels through Canada Post over the years and I have had only once had an issue with a claim.
 
I am surprised at some of the comments here. If the buyer is not willing or able to go physically pick up the item offered for sale, why is the seller somehow obligated to ensure the item reaches the buyer safely for no added cost over the listed price if the buyer picks up?

If this is what becomes the new expectation, you will likely see a lot more people putting pick up only in their ads on the EE
 
I make sure it's clearly understood by both parties either way it's done . It's up to the buyer if he wants to buy under whatever conditions .
I usually go no insurance if under or just over $1000 but on bigger value items I put on insurance as the seller ( my price is adjusted for it ) and as a buyer I insist it's insured by whoever it is agreed to pay in the sales negotiation .

If there no rules , it's what you both agree on should be fair .

Is their any sellers out there that have reimbursed for a lost package that wasn't insured ?
I did refund a guy for a set of rings that didn't show ( it might have been my fault with a sharpie address rubbed off on a bubble bag ), fortunately that's the only instance I've had so far , I don't think I would refund normally unless I garranteed Canada post shipping - which I do by insuring

Maybe there should be a rule ?
 
If you list something as “+ shipping” then the shipping cost/insurance options are clearly at the discretion of the buyer. If you list your ad as “shipped” then you are assuming the cost of safely delivering the item to the buyer.

If the “shipping included” package is sent off, the only assumption the buyer has, is that the package will arrive safe. The seller is the one entering into the delivery contract with CP, not the buyer.

If you aren’t going to insure an item, be upfront with the buyer. If you expect insurance on your item, be upfront with the seller.

All that said....... claiming on CP insurance is a joke.
 
I never get insurance anymore.... My post office clerk (who is on great terms with me) says signature is the only option you need to ensure delivery.

He also claimed that the insurance claims almost never work out on used items.

It is hard to claim the value.

That said, when I sell if the buyer wants insurance, I charge them extra.

Agreed fer sure on that one. Although I've added insurance to numerous items over the years, I've always packaged them right & tight to help get the goods to the
customer in the condition that they were sent out in. Proper packaging is yer best way to help ensure the item arrives unscathed, along with the signature required
option.

And as a side note, to further ensure the goodies get there in one piece, don't ship stuff in the fookin' winter across the country. (Too many road hazards for the trucks bringin' the goods to us.);)
 
I used to inclue insurance when o sold items. Not now. I'll ship with signature required. If u want insurance the buyer can pay for it.
 
If a firearm gets lost regardless of having insurance. It should be on the seller to refund that money. If a buyer has paid for an item and it is not received they deserve a full refund. The onus is on the seller.
 
I never get insurance anymore.... My post office clerk (who is on great terms with me) says signature is the only option you need to ensure delivery.

He also claimed that the insurance claims almost never work out on used items.

It is hard to claim the value.

That said, when I sell if the buyer wants insurance, I charge them extra.

Thats what I was told as well, they make it very difficult to get reimbursed.
 
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