The problem with ammo costs never goes away, I reload for 38, 9 and 45, if I didn't there's no way I could afford to shoot as much as I do (not uncommon to go through 500-700 rounds of any of those in a day). If I was in the OP's position (and I was, many years ago) I'd get a decent revolver in 38/357. The reasoning goes like this; you can shoot 38 wadcutter loads in it - extremely accurate and almost no recoil. You won't loose any brass while you're buying factory stuff (ignore anything else I say but ALWAYS pick up your brass). If you get bored or want to do some real destruction, there's really nothing quite as fun as full power 357 loads in 158 or 125 grain. There is no slide movement to ruin your follow through, or cause a flinch (I've seen this happen to new semi shooters). You can shoot revolver class in most games, except PPC (which is a great way to master the art of accurate shooting without falling asleep in the middle of it) because in PPC, you're pretty much expected to be shooting a revolver, because the majority of autopistols suck at hitting the x ring at 50 yards. The guys you meet shooting revolver in IDPA or IPSC are almost always there to enjoy themselves. And finally, the 38/357 is an easy and forgiving cartridge to reload, and the equipment and supplies to reload them are affordable and easy to find - 38 wadcutters that you reload yourself are almost as cheap as .22's. If you're married to an auto though, 9mm is the best way to start (but pick your brass up, one day you'll need it!!!!!)