So who do you think the "they" is that won't let you suffer? Who do you think paid for the medical bills you said "insurance" covered?
All of us who keep the system going by paying taxes and insurance premiums, that's who. Your wreckless lifestyle is paid for by me and all those who support the system that rescues you every time you need it. We build the roads you use, the ambulances you ride, the E.R. that stitches you together, the beds for your recovery, the pysiotherapists, ALL of it. THAT is why I claim the right to make you at least wear some basic protective equipment when you do wreckless things. It may not save you from serious injury, and I will have to pay for your recovery, but maybe some of that expense can be mitigated. Maybe some rules will make you cost me less.
Unless you are willing to live alone, suffer alone, die alone and not harm anyone along the way (and you obviously aren't, you even want to be hooked to the internet it seems) you are a member of the society you claim to despise. As such, you can expect to pay some dues, and accept some rules. Your vaunted libertarian philosophy isn't being thought through very far.
