Annoying junk mail: NAHC, Bradford Exchange, Franklin Mint, Publisher's Clearing House, all "direct mail" type outfits ... send out 10,000 pieces and hope for a 2 percent return. They also sell "lists" to one another - and others. Mailbox "telemarketers"... right up there with the T.V. offers, K-Tel & Star-Frit stuff, Pocket Fisherman, and other pitches. The premise is that it costs "pennies" to raise dollars. Sorry for those that fall for it ... the benefit is not or rarely commensurate with the cost.