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That unarmoured water jacket on the Vickers would make for a very short engagement. I guess this was before the RAC embraced the Besa MG and 7.92x57, otherwise they could have grabbed some old war trophy MG08/15s with the armoured water jackets and gunner's shields and fitted them.
T46. Nimble, quick little beast. Turned out to have too complicated (expensive and high maintenance) of a suspension, among other problems, to enter full production. One of the great "what if's" of WWII... Essentially "What if the Soviets hadn't spent so much time dickering around with dozens of possible tank designs and gotten busy just producing them earlier, and in large numbers..."
Then again, the whole shotgun approach to tank design they took ended up producing the T-34 series, so hard to find fault with it.