Oh for sure, if you can’t load a slug quick enough use what you got and hope for the best. I only have pump shotguns and when out grouse hunting it’s 2+1 with shot, I usually load one in the chamber and one in the tube. That gives me the option of quickly loading a slug in the tube, if I had the time that is.
The reality of the situation is pretty slim you’ll have a bear attack, any bear I’ve encountered here couldn’t get away from me quick enough. I know a handful of people that work in the bush year round and they all say the same thing, bears don’t want anything to do with people th majority of the time. Was just chatting with one guy recently, he said in th last 10 yrs working in the bush he’s been bluf charge once.
Am I worried about a bear attack, no not really. Do I go out prepared for it, yeah sure.